Independent Actuarial Consulting

Actuarial consulting built for a world at risk

RiskNest delivers professional actuarial services across general insurance, life insurance and employee benefits — giving organisations access to senior actuarial expertise on a project basis, without the cost of a full-time hire.

Explore Our ServicesHow We Work →
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General Insurance
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Gratuity & Employee Benefits
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Life & Health Actuarial
What We Do

Actuarial expertise, without the overhead.

Senior actuarial expertise across general insurance, life insurance, employee benefits and analytics — delivered on a project basis so you get exactly the support you need, when you need it.

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Core Specialism
General Insurance

Our founding area of depth. We support insurers and reinsurers with technically rigorous non-life actuarial work — from regulatory reserving to internal capital model development.

ReservingTechnical PricingCapital Modelling & Solvency IIProduct Dev & ReinsuranceAnalytics & ModellingIFRS 17
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Employee Benefits
Gratuity & Employee Benefits

Actuarial valuations of defined benefit employee obligations for corporates — including gratuity, leave encashment (earned and sick), and post-retirement benefits — to meet annual financial reporting obligations under AS 15 and Ind AS 19.

Gratuity (AS 15 / Ind AS 19)Leave EncashmentAnnual CertificatePost-Retirement Benefits
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Life Insurance
Life & Health Actuarial

Policy liability reserving, product pricing and experience studies for life and health insurers. We support insurers in meeting their valuation and reporting obligations under local regulatory frameworks.

Liability ValuationProduct PricingMortality & Experience StudiesRegulatory Reporting
Target Markets

Where we work

We operate across insurance markets where demand for actuarial expertise is growing. As a lean, specialist consultancy we offer senior actuarial resource on a project basis — delivering tailored, cost-effective work that larger firms often cannot match on flexibility or price. Our team brings UK and India-based expertise to clients across a wide range of markets.

Markets we are targeting
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India
GI, Life & Employee Benefits — our primary market with on-the-ground presence
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Nepal
GI, Life and health — growing market where cost-effective actuarial support is in demand
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Bangladesh
GI, Life and health — expanding sector with strong demand for accessible actuarial work
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Middle East
GI, Life and health for regional insurers and takaful operators seeking leaner alternatives
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East Africa
GI, Life and health — high-growth markets where flexible, project-based support adds real value
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Thailand
GI, Life and health actuarial support for a maturing regional market
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Indonesia
One of the world's largest insurance markets — significant opportunity for tailored actuarial work
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Vietnam
Fast-growing life and GI sector with increasing demand for actuarial expertise
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Pacific Islands & beyond
Smaller emerging markets where we can offer focused, practical actuarial support
Our Approach

Rigorous analysis. Clear, actionable advice.

At RiskNest, we believe actuarial work should drive decisions — not just sit in reports. We combine technical depth with commercial clarity, translating complex risk models into insight your board, trustees, regulators can act on.

We operate as a trusted extension of your finance and risk functions — scaling from a one-off independent review to an embedded actuarial partnership.

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No retainer. No overhead. No full-time hire. We work on a project basis — whether you need a one-off independent reserve review, ongoing quarterly reporting, a full IFRS 17 implementation. You get senior actuarial resource precisely when and where you need it.

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Independent perspective

No product to sell, no conflict of interest. Honest, rigorous analysis aligned entirely to your interests.

02

Technically deep, commercially clear

We translate complex models into insight your board, trustees and regulators can act on immediately.

03

Regulatory fluency

Solvency / Risk based Capital, IFRS 17, IAS 19, AS 15, IRDAI, FCA — we work fluently across all major frameworks.

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Project-based flexibility

Clients in emerging markets access world-class actuarial work without the overhead of full-time in-house actuaries.

Our People

Meet the team

The people behind RiskNest. Click any team member to read more about their background.

Arsh Agrawal
Arsh Agrawal
Co-Founder & GI Practice Lead
Diksha Agrawal
Diksha Agrawal
Co-Founder
Kishan Agrawal
Kishan Agrawal
Director
I.J Jain
I.J Jain
Senior Advisor
Vinay Saraswat
Vinay Saraswat
Actuarial Analyst
Richa Gupta
Richa Gupta
Actuarial Analyst

Need actuarial expertise without a full-time hire?

Whether you need a one-off reserve review, ongoing pricing support, an employee benefits valuation, capital modelling — get in touch and we'll respond within one business day. Initial conversations are always complimentary.

Contact Uscontact@risknest.co.uk